Putting a Price Tag On Your Health

We hear over and over again how important it is to maintain a healthy lifestyle. But being healthy for its own sake isn’t easy—especially when you’re facing down temptation or battling procrastination. For some, the monetary benefits of a healthy lifestyle may offer helpful incentive.

Being healthy not only makes you feel good, it may also help you financially. 例如, one study found a steep increase in annual medical expenditures for individuals whose Body Mass Index was above 30.¹ 

If you’re wondering how your health habits might be affecting your bottom line, 考虑以下:

• Regular preventative care can help reduce potential healthcare costs. Even minor illnesses can lead to missed work, missed opportunities, and potentially lost wages. Serious illnesses often involve major costs like hospital stays, 医疗设备, 和医生的费用.
• Individuals can lower dental costs by receiving regular checkups and performing basic preventative care.²
• When poor health persists over time, lost earnings may make it harder to save for retirement. 
• Some habits that lead to poor health can be expensive in themselves. Smoking is a classic example. Smokers also pay higher premiums for health care and life insurance, 和他们的房子, 汽车, and other possessions tend to devalue at a quicker rate because of damage from smoking. Total economic cost of smoking is more than $300 billion a year, including nearly $225 billion in direct medical care for adults.³
• Obesity is another expensive condition that affects many Americans. 事实上, 肥胖的成年人花1美元,429 more per year on direct healthcare costs than do adults with a healthy weight.⁴

By focusing on your health, eliminating harmful habits, and employing preventative care, you may be able to improve your self-confidence and quality of life. You may also be able to reduce expenses, 享受更多的钱, and boost your overall financial health.

1. 疾病预防控制中心.gov, 2020年7月29日
2. American Dental Association, July 22, 2020
3. 疾病预防控制中心.2021年5月25日
4. 疾病预防控制中心.政府，2021年6月7日

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